Contents Pg.1 Peace of Mind Pg.2 contents Pg.3 Everyone needs an estate plan Pg.4 It's never too early to approach parents about financial affairs Pg.5 This is My Story Pg.6 Perfect portfolio Pg.7 Take advantage of money-saving strategies Pg.8 Saving for your kids' college education Pg.9 Use law to avoid estate taxes, probate fees Pg.10 The Old College Try Pg.11 Recover Any Loss You Have Suffered