Contents Pg.1 Community Housing Guide Pg.2 Community Housing Guide Pg.3 Wachovia Mortgage Corporation Pg.4 Expo targets first-time Pg.5 Lisc Pg.6 Owning a home Pg.7 Credit Counselors of Pg.8 Understanding your credit Pg.9 Before applying for Pg.10 10 steps to Pg.11 5. Look at Pg.12 Can you qualify Pg.13 How to estimate Pg.14 Community Housing Expo Pg.15 Housing Partnership wants Pg.16 Spending plan makes Pg.17 Agency helps rebuild Pg.18 Real estate terms Pg.19 Housing Partnership Inc. Pg.20 African * American