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Table of Contents   = Page = Article = Advertiser Page 001  Community Housing Guide & Exposition Page 002  Community Housing Guide and Expo Table of Contents  Equal Housing Opportunity Publisher's Notice:  Credit Counselors of North America, Inc. Page 003  Wachovia Mortgage Corporation Page 004  Expo targets first-time buyers  Fair Housing Rights  Community Financing Consortium, Inc.  Washington Mutual Page 005  Lisc Helping neighbors build communities Page 006  Owning a home was a dream--but dreams can come true  Advantage Financial Services  FirstChoice Credit Union Page 007  Credit Counselors of North America helps with debt  American Cancer Society(R) Page 008  Understanding your credit  BankUnited Banking for locals, by locals(Sm)  Northwood Business Development Corp.  Palm Beach County Page 009  Before applying for mortgage, get your documents in order  Washington Mutual Page 010  1. Attend home-buying classes.  10 steps to buying a home  2. Try to get prequalified for a mortgage.  3. Visit a lending institution or financial counseling agency like Ccna.  4. Pick a Realtor. Page 011  10. Move in!  5. Look at properties.  6. Make an offer.  7. Sign a real estate contract.  8. Get the home inspected.  9. Close on your property. Page 012  Can you qualify for a mortgage?  Mackinac Savings Bank  SouthTrust Mortgage  World Savings(R) Page 013  How to estimate your mortgage payment  citibank(R) Page 014  Community Housing Expo Page 015  Housing Partnership wants everybody to feel at home  Fidelity Federal Bank & Trust Page 016  Spending plan makes 'cents'  Bank 1 One  Bank Atlantic  Illustrated Properties Real Estate, Inc. Page 017  Agency helps rebuild homes, deliver 'american dream'  Northwest Riviera Beach Community Redevelopment Corporation Page 018  Real estate terms you should know Page 019  Learn borrowing basics  Delray Beach Community Development Corporation, Inc.  Housing Partnership Inc.  Union Planters Bank  Urban League Of Palm Beach County, Inc. Page 020  African * American  Debra Higgins-Walker  F.L. King Realty, Inc.  J. Briann Realty Group  Keyes